Long Term Care is quickly becoming the most purchased insurance product on the market today. Many of our clients are seeing the benefits of Long Term Care Insurance.
Long Term Care Insurance is needed when a person requires someone else to help him/her with his/her physical or emotional needs over an extended period of time. This help may be required for many of the activities or needs that healthy, active people take for granted and may include such things as:
- Walking
- Bathing
- Dressing
- Using the bathroom
- Eating
- Administering medications
The need for long term care help might be due to a terminal condition, disability, illness, injury or the infirmity of old age. Estimates by experts are that at least 60% of all individuals will need extended help in one or more of the areas above during their lifetime. The need for long-term care may only last for a few weeks or months or it may go on for years. It all depends on the underlying reasons for needing care.
If you have questions about Long Term Care Insurance or you would like more information on the new, innovation product we offer please contact Melissa Stewart or Ray Main at 1-800-942-4718.